CM (Canadian Imperial Bank of Commerce) LT-Debt-to-Total-Asset: 0.12 (As of Apr. 2026)

What is Canadian Imperial Bank of Commerce LT-Debt-to-Total-Asset?

Canadian Imperial Bank of Commerce CM -0.53% 71 LT-Debt-to-Total-Asset is 0.12 as of Apr. 2026. GuruFocus rates CM with a GF Score™ of 71/100 and a GF Value™ of $75.58 (Significantly Overvalued). The stock has 8 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Canadian Imperial Bank of Commerce's long-term debt to total assests ratio for the quarter that ended in Apr. 2026 was 0.12.

Canadian Imperial Bank of Commerce's long-term debt to total assets ratio increased from Apr. 2025 (0.12) to Apr. 2026 (0.12). It may suggest that Canadian Imperial Bank of Commerce is progressively becoming more dependent on debt to grow their business.

Canadian Imperial Bank of Commerce (NYSE:CM) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Canadian Imperial Bank of Commerce LT-Debt-to-Total-Asset Related Terms

Canadian Imperial Bank of Commerce LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Canadian Imperial Bank of Commerce's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Canadian Imperial Bank of Commerce LT-Debt-to-Total-Asset Chart

Canadian Imperial Bank of Commerce Annual Data

Trend

Oct16

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Oct20

Oct21

Oct22

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Oct25

LT-Debt-to-Total-Asset

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0.11

0.12

0.13

Canadian Imperial Bank of Commerce Quarterly Data
	Jul21	Oct21	Jan22	Apr22	Jul22	Oct22	Jan23	Apr23	Jul23	Oct23	Jan24	Apr24	Jul24	Oct24	Jan25	Apr25	Jul25	Oct25	Jan26	Apr26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.12	0.12	0.13	0.13	0.12

71GF Score

Canadian Imperial Bank of Commerce CM

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Canadian Imperial Bank of Commerce LT-Debt-to-Total-Asset Calculation

Canadian Imperial Bank of Commerce's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Oct. 2025 is calculated as

LT Debt to Total Assets (A: Oct. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Oct. 2025 )	/	Total Assets (A: Oct. 2025 )
	=	100711.324	/	798497.283
	=	0.13

Canadian Imperial Bank of Commerce's Long-Term Debt to Total Asset Ratio for the quarter that ended in Apr. 2026 is calculated as

LT Debt to Total Assets (Q: Apr. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Apr. 2026 )	/	Total Assets (Q: Apr. 2026 )
	=	101472.299	/	843798.168
	=	0.12

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.12 mean?

Canadian Imperial Bank of Commerce (CM) has a LT-Debt-to-Total-Asset of 0.12 as of Apr. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Canadian Imperial Bank of Commerce and its competitors.

Is Canadian Imperial Bank of Commerce's LT-Debt-to-Total-Asset too high?

Canadian Imperial Bank of Commerce's current LT-Debt-to-Total-Asset is 0.12. Overall, Canadian Imperial Bank of Commerce has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Canadian Imperial Bank of Commerce's LT-Debt-to-Total-Asset compare to JPM and BAC?

Canadian Imperial Bank of Commerce's LT-Debt-to-Total-Asset of 0.12 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Canadian Imperial Bank of Commerce and its competitors. Canadian Imperial Bank of Commerce's current LT-Debt-to-Total-Asset is 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Canadian Imperial Bank of Commerce stock overvalued right now?

Based on GuruFocus' analysis, Canadian Imperial Bank of Commerce (CM) is currently considered Significantly Overvalued. The stock's GF Value™ is $75.58, compared to a current price of $113.76 — trading 50.5% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.12. Canadian Imperial Bank of Commerce's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Canadian Imperial Bank of Commerce (CM), the current LT-Debt-to-Total-Asset is 0.12 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Canadian Imperial Bank of Commerce (CM) Overvalued in 2026?

Based on GuruFocus' analysis, Canadian Imperial Bank of Commerce stock appears to be overvalued. The current stock price of $113.76 is trading 50.5% above its estimated GF Value™ of $75.58. GuruFocus considers Canadian Imperial Bank of Commerce to be Significantly Overvalued.

Key valuation signals for CM:

LT-Debt-to-Total-Asset: 0.12
GF Value™: $75.58 vs. price of $113.76 (50.5% above fair value)
GF Score™: 71/100 with 8 warning signs

No single metric tells the full story. See the CM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Canadian Imperial Bank of Commerce Business Description

Industry Financial Services Banks

Comparable Companies TSX:BNS TSX:BMO TSX:NA TSX:TD TSX:RY JPM BAC SHSE:601398 LSE:HSBA SHSE:601288 SHSE:601939 SHSE:601988 WFC C TSE:8306 ASX:CBA XMAD:SAN XSWX:UBSG TSE:8316 XMAD:BBVA

Other Exchanges 0UNI:UK CAI:Germany CM.PR.S.PFD:Canada CM:Canada

Address 81 Bay Street, CIBC Square, Toronto, ON, CAN, M5J 0E7

Website https://www.cibc.com

Canadian Imperial Bank of Commerce is Canada's fifth-largest bank with over CAD 1.1 trillion in assets at the end of fiscal 2025. It operates four business segments: Canadian retail and business banking, Canadian commercial banking and wealth management, US commercial banking and wealth management, and capital markets. It serves approximately 14 million personal banking and business customers, primarily in Canada and the US.

71GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$113.76

Price

$75.58

GF Value

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